Need Assistance? Call Us Today! 310-453-5736

Your financial security is our business.

Express Financial & Insurance Services, Inc. is a local Santa Monica firm founded by Ray Nouaili in 1992. Ray had been saving people money in taxes in the Los Angeles area for a few years when he realized he could do the same for his customers concerning their insurance needs. And now we do both! We help educate you on how to invest for the future with the money we’ve saved you.

We can also relieve you of the exhaustive tax code. By streamlining your financial services with us, be it filing or insuring as an individual or business, you’ll keep all these mandatory expenses under control. We work for you, not the government, and therefore optimize the avenues available but often hidden from view.

We work directly with you to tailor policies and services to fit your specific personal and commercial needs. We not only advise new businesses and outline their accounting strategy, but we can also help anyone properly invest the money we deftly trim from their expenses.

How We Can Help You

There are several ways. First, we negotiate between competing insurance companies to find you the best deals available. Being independent brokers, we get insurance companies to compete more vigorously than they otherwise would. This is the easiest and most productive way to shop for insurance.

Next, we do your taxes. By consolidating those efforts with us, you have someone more familiar with you and your financial situation. And if you’re an upstart, we’re able to help your new business set up its books, showing you how to manage them wisely and within the law. And of course, we assist with the next step, which is to properly invest the money you’ve saved so that if things get tight, you’re not without options.

You’ll never have to deal with an automated service, just a select few trusted professionals. We can help you:

  • Optimize your insurance coverage
  • Get your taxes in order
  • Build the framework for your new business
  • Or just to receive sound advice from a trusted partner

Our Pledge to You

The difference between a broker and an agent is one of allegiance. While agents represent a company, we, as brokers, represent you – the customer. Similarly, we’re on your side on taxes, not the IRS’s. Our personal and comprehensive approach has garnered an extensive list of long-term clientele. We develop more informed and confident clients. You won’t be disappointed.

Our Mission Statement

Our mission is to empower individuals and businesses by providing them with superior financial and insurance services that meet their unique needs. We commit to fostering financial literacy, promoting secure financial futures, and providing comprehensive, tailored insurance solutions. With integrity, innovation, and client-centrality at the core of our operations, we strive to build enduring relationships and drive sustainable growth.

Our Vision Statement

To be the world’s most trusted and innovative financial and insurance services provider, enriching lives and securing futures for people through exceptional customer experiences, comprehensive financial solutions, and inclusive insurance services.

Call us today at 310-453-5736 and let us get started by providing you with the most competitive pricing for every manner of insurance.