Research shows that more people are renting at any point in the last 50 years. However, of those renting only 41 percent carry renter’s insurance. Which translates to an alarming amount of people are putting their hard earned belongings at risk. The experts Express Financial & Insurance Services know how expensive it can be to replace everything at once. That’s why the urge Santa Monica, CA residents to protect themselves with a renters policy.
Breaking Down Renters Insurance
Let’s think about it for a second; if you had to pay for all of your furniture, clothes, dishes, computers, etc. How long would it take? How much time did you spend at your job to make money to purchase all these things? Okay, now you have a visual in your mind of all the work you put in, think about having to do it all over again. While your landlord has coverage for the building you live in, your belongings are not protected under their policy. Imagine your apartment floods because the neighbor above you left the water running in his tub, or the house you are renting is damaged from a tornado ruining your furniture. Your stuff is your responsibility and rebuilding your life can be expensive. Renters insurance, however, is relatively cheap, and it can protect you from things like fire or theft. Renters insurance also has personal liability, which can provide coverage for you if you accidentally cause damage to your rental.
Plus, as an added bonus, some insurance carriers will let you bundle it with an auto policy for additional savings.
If you are ready to start a conversation about protecting all your favorite things, give the insurance professionals at Express Financial & Insurance Services a call today. They are happy to help Santa Monica, CA residents find the coverage they need.