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Express Financial & Insurance Services

3222 Santa Monica Blvd
Santa Monica, CA 90404

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Reasons To Get Condo Insurance

Condo insurance, which is also known as condominium coverage, is known as a type of property and casualty insurance. It protects condo owners, their units, and personal belongings from unforeseen circumstances. If you own a condo but are not sure whether you need this type of insurance or not, Express Financial & Insurance Services serving Santa Monica, CA prepared a list of reasons why condo insurance is important: 

Your Building Insurance Does Not Cover Personal Belongings

Many condo owners may not know but the insurance that a condo association carry covers the building but not their personal belongings. That means that a condo owner is fully responsible for protecting their personal stuff in case of fire, theft, or any other accidental damage. The easiest and the most affordable way to take care of this is condo insurance. 

Condo Insurance Protects Against Personal Liability 

If your guest or visitor trips on a piece of furniture and injures themselves, you may be considered legally at fault and deemed responsible for their medical bills and lost income (if a person cannot continue working due to an injury). 

This Insurance Helps During Public Emergencies

If you have to leave your condo due to an emergency (fire, flooding, mass evacuation), your condo insurance policy will provide you financial help. It will cover living expenses, as well as the cost of food in your freezer. 

Condo insurance is not a luxury – it is a necessity for condo owners, who want to protect themselves, their units, and personal belongings. If you are currently shopping for this insurance but you need some help, Express Financial & Insurance Services serving Santa Monica, CA is ready to assist you and help you find the perfect policy based on your budget and insurance needs. Feel free to visit our website or give us a call for more information.