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Express Financial & Insurance Services

3222 Santa Monica Blvd
Santa Monica, CA 90404

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Does Condo Insurance Cover Liability If Someone Is Injured In Your Condo?

Condo owners who live in the Santa Monica, CA area often have questions about what their condo insurance actually covers. The agents at Express Financial & Insurance Services can provide the answers they are looking for and review their policy to make sure they have the coverage they need if a person is injured while visiting their home.

Liability

Most condo insurance policies provide some degree of liability coverage. It is up to the condo owner as to how much insurance they feel is necessary. Individuals who have guests in their home on a regular basis may want more coverage than someone who doesn’t spend a lot of their time entertaining guests. Even if a person rarely has visitors, it’s essential to have some degree of liability protection.

Be Aware

Even if a person has ample liability coverage, it’s always beneficial to be aware of things in your home that may increase the risk of someone being injured. Loose rugs and dimly lit rooms can cause someone to trip and fall. Maintain wide walkways between furniture to prevent stumbling and wipe up spills if they occur. Always be aware of your surroundings and correct any potential risks that may be present.

The agents at Express Financial & Insurance Services are always ready to assist their clients who live in the Santa Monica, CA area. If you have questions about how much liability protection you have with your condo insurance policy, call and schedule your appointment today! They can answer your questions and make sure you have the amount of insurance you need if someone happens to be injured in your home.