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Express Financial & Insurance Services

3222 Santa Monica Blvd
Santa Monica, CA 90404

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Do I need life insurance after I retire

When it is time to start thinking about retirement, there are a lot of things to consider and many of them are financial. Most people do not enter retirement with the same level of income they had when they worked full-time. That may mean there are some decisions you may have to make about things that are more necessary than others. At Express Financial & Insurance Services in Santa Monica, CA, we are here to help you to make these important life decisions. With our over 54 years of combined insurance and financial experience we are uniquely qualified to give our customers the help and advice they seek. 

The answer to the question "Do I need life insurance after I retire?" doesn’t have one answer. Every case is different, and you need to access not only your income but your need for life insurance. Just because you are retiring, that doesn’t mean there aren’t others who depend on your income to survive. Not everyone who is of retirement age no longer has children who are underage. 

In order to know if you need life insurance after retirement, you need to know how much income those people who depend on you will require and if the income they will get meet their needs. If it doesn’t then life insurance is the bridge that makes it possible for them to live comfortably. You will need to figure out how long they may potentially need assistance when figuring out if the life insurance you currently have will be enough and if you can afford to keep it. Talking to your independent insurance agent can get you the answers you need. 

In Santa Monica, CA, contact Express Financial & Insurance Services for all your life insurance needs. Stop into our office or give us a call.