Learning about renters insurance isn’t always the first thing that renters want to do, especially if they only plan to rent for a few months or less. But whether you’re in Santa Monica, CA for a few days or a few years, a solid renters insurance policy can be the key to coming out of a catastrophe unscathed. Express Financial & Insurance Services has a few tips that can help you along.
1. Ask About the Claims Process
The claims process is ultimately the service that people are getting from their insurance company. When something occurs, this is how the carrier will determine how and what to reimburse. Some carriers will be proactive during the process, while others may step aside until they absolutely have to be involved. While a carrier is unlikely to admit their shortcomings to you, you can tell their values based on their answers. If they’re avoiding certain details or making vague promises, this is likely the treatment you’ll get during the process too.
2. Make Sure You’re Covering Different Events
You won’t be able to anticipate everything that can happen to you or your things, but you can ask about the most common occurrences. From water damage to vandalism to liability claims, make sure that you know what kind of coverage you have and which events are excluded from your policy.
3. Choose a Company Who Wants to Help
If you’re looking for insurance in Santa Monica, CA, Express Financial & Insurance Services can help you answer your questions — whether you choose us or not. If you’re looking for a quote or you want general advice about what it means to protect your things, our staff is ready to start a conversation and put your fears to rest.