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Express Financial & Insurance Services

3222 Santa Monica Blvd
Santa Monica, CA 90404

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How Does Renters’ Insurance Work?

Insurance for Renters

Anytime you rent a home, it’s vital to have your belongings covered with a renters’ insurance policy. If you are moving soon and will need a new policy, or you want to boost your coverage, contact us at Express Financial & Insurance Services in Santa Monica, CA to find out more about it and to make an appointment with an agent.

Renters’ Insurance Policies

Renters’ insurance is a type that functions as a specific type of insurance that does not include the dwelling itself. This insurance covers your possessions that are inside the home, but not the home itself. That home coverage is for the property owner to provide. Renters’ insurance policies also generally carry some liability insurance for the inside of your home. These policies give you some protection against accidents that could occur inside your home and away from the community’s public spaces. 

Covering Disasters

One of the most important reasons to have renters’ insurance is that it is an inexpensive way to cover your belongings against a major calamity. If your possessions are severely damaged or destroyed, your renters’ policy can cover the value of those items. This allows you to start again and to keep up the lifestyle you had before the calamity. The liability insurance protects you from other types of calamities that can result in lawsuits that find you liable. With so many people bringing lawsuits today, having this protection in place could be one of the best things you do for your financial future. 

Getting a Renters’ Policy

If you need coverage to protect yourself and your possessions, give us a call at Express Financial & Insurance Services in Santa Monica, CA to get a policy of your own.