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Express Financial & Insurance Services

3222 Santa Monica Blvd
Santa Monica, CA 90404

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Why do I need condo insurance in Santa Monica?

Santa Monica, CA continues to be a dream place for people to move to. In this area, you are going to enjoy the amazing weather, the local beaches and plenty of entertainment options that are taking place all the time. When you are moving here, you should consider purchasing a condo. With a condo, you will continue to have a stable and great place to live but will have more free time as you will not need to spend as much time on home maintenance. If you do buy a condo here, you do need to consider your insurance needs. There are several reasons why you will need to get condo insurance here.

Insurance is an Association Requirement

One of the responsibilities that you will have when it comes to living in a condo is the need to comply with your association’s insurance rules. Almost any association will want all of their owners to have insurance as it collectively provides protection to everyone else. You should review your condo association rules to make sure you choose the right policy for your situation. 

Mortgage Requirement

Another reason that you will have to get a condo insurance policy is that you will need to have it to comply with your lender. Most of the time, a mortgage lender will require that you carry insurance and escrow payments each month. This will ensure you have continued coverage at all times. 

Having condo insurance is practically always a necessity for someone in the Santa Monica, CA area. When you are going to look for a policy, you should speak with the team at Express Financial & Insurance Services. If you do speak with Express Financial & Insurance Services, you can receive the guidance you need to get into a great policy.