HOW CAN WE HELP YOU?

Call IconClick to Call
Express Financial & Insurance Services

3222 Santa Monica Blvd
Santa Monica, CA 90404

Direction Map IconGet Directions

Do You Need to Update Your Auto Insurance?

Major milestones or changes in your life can affect your auto insurance rates or coverage. If you’ve had lifestyle changes in the last year, talk to your Express Financial & Insurance Services agent in Santa Monica, CA, to see if you need to update your policy. The following events may require adjustments to your auto insurance policy.

Marriage

Marriage could qualify you for lower auto insurance rates as many insurers consider couples less of a risk in causing accidents. If you and your spouse have a good driving record, you could save even more by insuring your vehicles under the same policy.

Divorce

On the flip side, divorce will affect your insurance coverage as you’ll probably take your spouse off of your policy. Divorce could also terminate your “marriage discount,” which could result in paying higher premiums. 

Home Buying

Buying a home is a milestone in most people’s lives. This milestone could lead to saving money on your auto insurance by bundling your home and auto coverage.

Adding a Teen Driver

If your teen just got his or her license, adding him or her to your auto insurance will definitely alter your coverage. You may need additional liability or collision coverage to protect your assets. Your rates may also rise as teens are considered high-risk drivers. If your teen qualifies for a discount for completing a driver safety course or having a high GPA, it can help offset the rise in your auto insurance premium.  

Retirement

Retirement could make you eligible for lower insurance costs due to eliminating work-related driving. Driving less often reduces your risk of accidents. You may also want to reduce your coverage or eliminate the coverage that’s no longer needed after retirement to save on insurance costs.

To get quality auto insurance coverage at affordable costs, contact Express Financial & Insurance Services, Santa Monica, CA.