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Express Financial & Insurance Services

3222 Santa Monica Blvd
Santa Monica, CA 90404

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Does Renter’s Insurance Cover Personal Belongings Only?

Renter’s insurance is something that every renter should consider at the very least. It covers a wide range of things and can help keep you from losing everything in the event that something terrible like a fire or a break-in occurs. It is important to note that your landlord is not responsible for any of your belongings and that a renter’s policy can take away some of your worries. For those that rent and are looking for a policy, the agents with Express Financial & Insurance Services in the Santa Monica, CA area can help.

Renter’s insurance covers most commonly, your personal belongings. This means things like clothes, furniture, electronics, and any other personal effects that you might have in your apartment or rented space. This type of policy is going to help make sure that if there is something like a fire or a break in, you are not stuck paying for the entire mess and for replacing all your items on your own. Renter’s insurance covers more than just personal effects, however.

If you choose you can also add coverage for things like medical bills if you are hurt in the rented space, you can add coverage for expenses should you have to find temporary housing after an incident and more. Renter’s policies are going to cover basically what you are willing to pay for. If you want to pay for more, they are going to cover more. You can tailor your renter’s policy to your particular needs and desires by simply talking with an agent about how to create a specific and succinct renter’s policy.

For those in the Santa Monica, CA area, the agents with Express Financial & Insurance Services can help you create the perfect renter’s policy with little effort and even less stress and worry.