If you are looking to obtain health insurance through the health insurance marketplace, you are able to do so on your own, without the help of anyone. But at Express Financial & Insurance Services, serving the greater Santa Monica, CA area, we can help you navigate the system. This may leave you wondering how and why it is beneficial to you to have an insurance agent help you. Here are a few of the things an insurance agent can help you with.
Help You Determine When You Can Enroll
The health insurance marketplace is not open to purchase insurance from to everyone at all times. You either need to enroll during open enrollment period or within 60 days of a life-changing event. An insurance agent can help you determine when you are eligible to enroll.
Explain the Differences in Plans to You
Another benefit of working with an insurance agent when buying health insurance through the health insurance marketplace is that they can explain the different plans to you. Not every plan is right for every person and selecting the right plan can be confusing. An insurance agent is familiar with insurance jargon and helps you to better understand the plans available.
Determine What Credits You May Be Eligible For
The last benefit way an insurance agent can help you navigate the health insurance marketplace is by helping you determine what instant credits or tax credits you may qualify for. This helps to keep your costs as low as possible for your health insurance policy.
If you are looking to purchase a health insurance plan in the greater Santa Monica, CA area, give Express Financial & Insurance Services a call. We can help guide you through the buying process, ultimately making the process as smooth and easy as possible.