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Express Financial & Insurance Services

3222 Santa Monica Blvd
Santa Monica, CA 90404

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In Santa Monica, CA, What Does Commercial Liability Insurance Cover?

Business owners in the Santa Monica, CA area can rely on the agents of Express Financial & Insurance Services if they have questions about liability insurance for their commercial properties. Businesses can face many types of liability from unknowingly selling a defective product to slip and fall accidents that involve injuries to a visitor. The key is to know how much liability insurance your company needs to be fully protected if a mishap or accident occurs. It is important for a business owner to have their commercial liability policy reviewed every few years to ensure they have the right amount of coverage for the size of their business.

Liability is the one type of commercial insurance that, although optional, is extremely important when it comes to protecting businesses from financial ruin if an accident occurs. Liability insurance covers many different things ranging from bodily injury sustained in an accident on the property to property damage if something breaks and a vehicle is damaged. When it is determined that a company is liable for a certain type of damage or injury, the company must financially compensate the victim accordingly. This is where liability insurance comes into play. Without sufficient coverage, the financial repercussions can be devastating.

The agents of Express Financial & Insurance Services can answer questions concerning many different types of liability when it comes to commercial property and business operations. A business owner’s main priority should be protecting their company from any type of financial loss. The best way to do this is to have the right type of insurance coverage in the right amount. Don’t take chances. Have your policy reviewed today to find out if you need to increase your coverage.