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Express Financial & Insurance Services

3222 Santa Monica Blvd
Santa Monica, CA 90404

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Ways to Save Money on Home Insurance

Saving money is always a good thing, whether that involves cost savings on groceries, clothing, auto expenses or even insurance. There are definitely ways to save money on home insurance with Express Financial & Insurance Services in Santa Monica, CA. Here are some key strategies to consider.

Multiple-policy discounts

When you have more than one insurance policy with the same insurance company, you typically get a discount on both policies. So if you have home insurance plus automobile insurance with the same company, you get a discount on your policies. In many cases, the amount or percentage of the discount can be significant.

Safety features in home

Another way to save money on home insurance is by having certain safety features in your home. For example, if you have a sprinkler system that activates if a fire occurs, you will possibly get a discount on how much you pay in insurance premiums. The same goes for added locks on the doors to your house.

Special membership status

If you are a member of certain groups, an insurance company might give you a discount on your policy. This may include a membership in an alumni group, special interest organization such as an educational group or an auto club.

In some cases you can save a few dollars here and there on home insurance rates when you take advantage of cost savings available to you. In other cases, such as when you have multiple policies with the same company, the savings can be substantial. As the saying goes, every little bit helps, so don’t overlook what cost savings might be available to you when you are evaluating your home insurance needs. When it comes to cost savings, Express Financial & Insurance Services in Santa Monica, CA is here to help.